The Vantikcard is a free debit card. You can use it for all your purchases, online or in-store. Every time you use the Vantikcard for your payments you get 1 % cashback on the total amount spent. At the end of the month your total cashback is automatically invested in sustainable ETFs.

The Vantikcard waiting list works in a simple way: enter your email to put yourself on the list. You will then receive a confirmation email from us. In this email we will explain in detail, how you can secure one of the top spots on the waiting list. The challenge: recommend Vantikcard to as many friends as possible. The more friends you refer to us, the higher you climb on the waiting list - and the faster you receive your Vantikcard.

You can check your status on the waiting list at any time. This way you can always see your spot on the list and whether you should refer more friends to get your Vantikcard even faster.

The more friends your refer, the faster you will get your Vantikcard. The first batch of cards will be sent out between April and May.

Just sign up for our waiting list here and refer as many friends as possible - the more friends you refer, the faster you will get your Vantikcard.

The Vantikcard is a free debit card. You do not pay for the card and there are no monthly fees.

Every time you use the Vantikcard to pay online or in-store you get 1 % cashback on the total amount spent. At the end of the month your total cashback is automatically invested in sustainable ETFs.

You cashback is collected and automatically invested in ETFs at the end of every month. This way your pension starts growing right away.

Your cashback is automatically invested in the Vantik Fund, a sustainable ETF portfolio. It consists of 60 % stocks, 25 % bonds, 10 % real estate and 5 % commodities.

No, you do not have to fill out paperwork. The signup for the Vantikcard is fully digital. Even the authentification happens via VideoIdent. All you need is a smartphone or a computer with webcam.

No, you do not have to change banks. The Vantikcard is compatible with all German debit accounts. Simply use it like a regular bank card and get cashback on all purchases.

Unfortunately, this will not be possible to start with. We do, however, plan on offering this feature later in the year.

Yes, you can use your Vantikcard abroad like any other bank card.

You can use your Vantikcard for all cashless purchases. No matter if you use the card to pay online or in-store - you always get 1 % cashback on the total amount spent. Your cashback is automatically invested in ETFs at the end of every month.

To begin with you will be able to get cashback with your Vantikcard. Throughout the year we will offer additional features: e.g. you will be able to add monthly savings to your ETFs and round up payments.

Yes. Your savings belong to you and only you have access to them. You can adjust or pause your savings rate at any time. You can also withdraw your savings at any time. The only exception is your cashback, which you can cash out only at the time of your retirement.

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Ideally, you keep saving with the Vantikcard until you are happy with your pension. Generally, it is always best to save long-term. That way you profit most from compound interest.

The security buffer protects your savings at the time of your retirement. The buffer is managed by an independent foundation and ensures that you get out at least was you pay into the account. This means that should the market crash at the time of your retirement, your savings are protected.

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Vantik has been active in the German market since 2019. Our founder, Til Klein, is an expert in the pension space. With the Vantikcard he offers a simple and rewarding pensions solution.